Burr Oak, IA
Burr Oak wildfire risk explained
Burr Oak's 151 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Burr Oak at the 14th percentile, close to its 14th-percentile risk score.
Burr Oak's building exposure, zone by zone
Most of Burr Oak's buildings (62.3% of 151) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Burr Oak ranks
There's little gap between Burr Oak's 14th national percentile and its 24th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Burr Oak ranks 27,036 for wildfire risk (1 is highest) and 26,842 by building count (1 is largest). Within Iowa alone, it ranks 773 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Burr Oak and the insurance market
At the 14th national percentile, Burr Oak rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Burr Oak's 62.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Burr Oak's figures come from
Burr Oak's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Burr Oak's dominant minimal exposure actually means, with real examples from across the dataset.