Burnt Store Marina, FL
How exposed is Burnt Store Marina to wildfire?
Burnt Store Marina's 917 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Burnt Store Marina at the 98th percentile, close to its 98th-percentile risk score.
Burnt Store Marina's building exposure, zone by zone
Most of Burnt Store Marina's buildings (92.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Burnt Store Marina ranks
There's little gap between Burnt Store Marina's 98th national percentile and its 97th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Burnt Store Marina ranks 781 for wildfire risk (1 is highest) and 12,578 by building count (1 is largest). Within Florida alone, it ranks 23 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 98th percentile nationally, Burnt Store Marina carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 92.9% of Burnt Store Marina's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Burnt Store Marina's figures come from
The methodology guide shows exactly how USFS turned 917 counted buildings into the percentiles shown above for Burnt Store Marina. The exposure-zones guide covers what Burnt Store Marina's dominant indirect exposure actually means, with real examples from across the dataset.