Burnt Ranch, CA
Burnt Ranch wildfire risk explained
USFS's Wildfire Risk to Communities model puts Burnt Ranch at the 99th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 299 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Burnt Ranch at the 99th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Burnt Ranch's building exposure, zone by zone
Direct exposure dominates in Burnt Ranch: 100% of its 299 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Burnt Ranch ranks
Burnt Ranch scores 99th nationally and 86th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Burnt Ranch ranks 467 for wildfire risk (1 is highest) and 21,647 by building count (1 is largest). Within California alone, it ranks 213 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Burnt Ranch and the insurance market
Burnt Ranch sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Burnt Ranch's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Burnt Ranch's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Burnt Ranch's figures come from
Every one of the two percentiles behind Burnt Ranch's 467-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Burnt Ranch's dominant direct exposure actually means, with real examples from across the dataset.