Burnham, IL
How exposed is Burnham to wildfire?
Burnham's 1,973 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Burnham at the 56th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Burnham's building exposure, zone by zone
USFS classifies 99.8% of Burnham's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Burnham against the rest of the country
Compare Burnham's two percentiles: 100th within Illinois, only 54th nationally — a gap of 46 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Burnham ranks 14,525 for wildfire risk (1 is highest) and 7,550 by building count (1 is largest). Within Illinois alone, it ranks 7 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 54th national percentile, Burnham rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 99.8% of buildings rated Minimal exposure, Burnham gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Burnham's figures come from
Every one of the two percentiles behind Burnham's 14,525-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Burnham's dominant minimal exposure actually means, with real examples from across the dataset.