Burnett, IN
Burnett wildfire risk explained
USFS's Wildfire Risk to Communities model puts Burnett at the 20th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 172 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Burnett at the 21st percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Burnett: 99.4% of its 172 buildings, versus 0.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Burnett compares
Compare Burnett's two percentiles: 80th within Indiana, only 20th nationally — a gap of 60 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Burnett ranks 25,210 for wildfire risk (1 is highest) and 25,930 by building count (1 is largest). Within Indiana alone, it ranks 191 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Burnett and the insurance market
Burnett's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 99.4% of Burnett in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Burnett's figures come from
Burnett's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Burnett's dominant direct exposure actually means, with real examples from across the dataset.