Burlington, IN
Burlington wildfire risk explained
USFS scores Burlington at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 420 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Burlington at the 4th percentile, close to its 4th-percentile risk score.
Burlington's building exposure, zone by zone
57.9% of Burlington's 420 buildings sit in USFS's Minimal exposure zone, with only 42.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Burlington against the rest of the country
Within Indiana, Burlington ranks higher (29th percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Burlington ranks 30,252 for wildfire risk (1 is highest) and 18,815 by building count (1 is largest). Within Indiana alone, it ranks 682 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Burlington's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 57.9% of buildings rated Minimal exposure, Burlington gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Burlington's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Burlington, see the exposure-zones guide.