Burgin, KY
How exposed is Burgin to wildfire?
USFS scores Burgin at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 745 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Burgin at the 34th percentile, close to its 32nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 79.9% of Burgin's buildings as Direct exposure, higher than its 20.1% Indirect share and far above its 0% Minimal share — a profile where 595 structures sit close enough to vegetation that lot clearing matters most.
How Burgin compares
Within Kentucky, Burgin ranks higher (59th percentile) than it does nationally (32nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Burgin ranks 21,457 for wildfire risk (1 is highest) and 14,173 by building count (1 is largest). Within Kentucky alone, it ranks 225 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Burgin's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Burgin (79.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Burgin's figures come from
Every one of the two percentiles behind Burgin's 21,457-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Burgin's dominant direct exposure actually means, with real examples from across the dataset.