Burdett, NY
Burdett wildfire risk explained
USFS scores Burdett at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 242 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Burdett at the 23rd percentile, close to its 23rd-percentile risk score.
Where Burdett's buildings actually sit
242 buildings are counted in Burdett, and 95% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Burdett ranks
Within New York, Burdett ranks higher (48th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Burdett ranks 24,399 for wildfire risk (1 is highest) and 23,394 by building count (1 is largest). Within New York alone, it ranks 666 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Burdett's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 95% of Burdett in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Burdett's figures come from
The methodology guide shows exactly how USFS turned 242 counted buildings into the percentiles shown above for Burdett. The exposure-zones guide covers what Burdett's dominant direct exposure actually means, with real examples from across the dataset.