Burchinal, IA
Burchinal, IA's wildfire risk, in USFS's own numbers
Burchinal sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 41 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Burchinal's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Burchinal's building exposure, zone by zone
Burchinal rates 87.8% Minimal exposure against just 12.2% Direct and 0% Indirect — of 41 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Burchinal against the rest of the country
Burchinal scores 3rd nationally and 4th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Burchinal ranks 30,734 for wildfire risk (1 is highest) and 31,135 by building count (1 is largest). Within Iowa alone, it ranks 974 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Burchinal's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 87.8% of buildings rated Minimal exposure, Burchinal gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Burchinal's figures come from
Burchinal's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Burchinal's dominant minimal exposure actually means, with real examples from across the dataset.