Bunkerville, NV
How exposed is Bunkerville to wildfire?
USFS's Wildfire Risk to Communities model puts Bunkerville at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 509 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bunkerville at the 89th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Bunkerville's buildings (54.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Bunkerville ranks
Inside Nevada, Bunkerville sits at just the 38th percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bunkerville ranks 4,640 for wildfire risk (1 is highest) and 17,193 by building count (1 is largest). Within Nevada alone, it ranks 77 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
Bunkerville's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Bunkerville (54.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 509 counted buildings into the percentiles shown above for Bunkerville. For more on what indirect exposure implies beyond Bunkerville, see the exposure-zones guide.