Bunker Hill, IL
Bunker Hill, IL's wildfire risk, in USFS's own numbers
Bunker Hill's 995 buildings earn a 13th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bunker Hill at the 14th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bunker Hill's building exposure, zone by zone
84.1% of Bunker Hill's 995 buildings sit in USFS's Minimal exposure zone, with only 15.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Bunker Hill ranks
Bunker Hill's 49th-percentile standing inside Illinois outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bunker Hill ranks 27,345 for wildfire risk (1 is highest) and 11,970 by building count (1 is largest). Within Illinois alone, it ranks 731 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Bunker Hill and the insurance market
Bunker Hill's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 84.1% of Bunker Hill outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bunker Hill's 27,345-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bunker Hill, see the exposure-zones guide.