Bull Mountain, OR
Bull Mountain wildfire risk explained
Out of every US place USFS scores, Bull Mountain lands at the 19th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 3,330 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bull Mountain at the 22nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 58% of Bull Mountain's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.6% Direct and 37.4% Indirect — a landscape-level risk rather than a building-by-building one.
Bull Mountain against the rest of the country
Bull Mountain scores 19th nationally and 11th within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bull Mountain ranks 25,603 for wildfire risk (1 is highest) and 5,005 by building count (1 is largest). Within Oregon alone, it ranks 374 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Because Bull Mountain is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
Hardening a home in Bull Mountain
Even with 58% of Bull Mountain outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Bull Mountain's figures come from
Every one of the two percentiles behind Bull Mountain's 25,603-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bull Mountain's dominant minimal exposure actually means, with real examples from across the dataset.