Bull Hollow, OK
Bull Hollow wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bull Hollow at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 32 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bull Hollow at the 91st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bull Hollow's building exposure, zone by zone
100% of Bull Hollow's 32 buildings sit in USFS's Direct exposure zone, roughly 32 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Bull Hollow ranks
Bull Hollow's 89th national percentile looks worse in isolation than its 43rd ranking inside Oklahoma does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Bull Hollow ranks 3,506 for wildfire risk (1 is highest) and 31,331 by building count (1 is largest). Within Oklahoma alone, it ranks 475 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Bull Hollow and the insurance market
At the 89th percentile nationally, Bull Hollow carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Bull Hollow
Because Direct exposure dominates in Bull Hollow (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 32 counted buildings into the percentiles shown above for Bull Hollow. For more on what direct exposure implies beyond Bull Hollow, see the exposure-zones guide.