Buffalo, TX
Buffalo, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Buffalo at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,175 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Buffalo's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Buffalo (69.5% of 1,175 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 30.5% sit in the Direct zone.
Where Buffalo ranks
Buffalo's 74th national percentile looks worse in isolation than its 43rd ranking inside Texas does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Buffalo ranks 8,175 for wildfire risk (1 is highest) and 10,796 by building count (1 is largest). Within Texas alone, it ranks 1,017 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Buffalo
Buffalo's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Buffalo (69.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Buffalo's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Buffalo, see the exposure-zones guide.