Buffalo, IN
How exposed is Buffalo to wildfire?
Buffalo sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 808 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Buffalo at the 3rd percentile, close to its 3rd-percentile risk score.
Buffalo's building exposure, zone by zone
54.5% of Buffalo's 808 buildings sit in USFS's Direct exposure zone, roughly 440 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 45.5% are Minimal.
Where Buffalo ranks
Buffalo's 21st-percentile standing inside Indiana outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Buffalo ranks 30,568 for wildfire risk (1 is highest) and 13,565 by building count (1 is largest). Within Indiana alone, it ranks 758 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Buffalo
Buffalo's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Buffalo
With 54.5% of Buffalo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Buffalo's figures come from
Every one of the two percentiles behind Buffalo's 30,568-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Buffalo's dominant direct exposure actually means, with real examples from across the dataset.