Bud, WV
How exposed is Bud to wildfire?
USFS's Wildfire Risk to Communities model puts Bud at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 263 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bud at the 87th percentile, close to its 85th-percentile risk score.
Bud's building exposure, zone by zone
Direct exposure dominates in Bud: 61.2% of its 263 buildings, versus 38.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bud ranks
Bud's risk sits at a similar level relative to West Virginia (73rd percentile statewide) as it does nationally (85th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bud ranks 4,742 for wildfire risk (1 is highest) and 22,764 by building count (1 is largest). Within West Virginia alone, it ranks 115 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Bud and the insurance market
At the 85th percentile nationally, Bud carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 61.2% of Bud in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Bud's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bud, see the exposure-zones guide.