Buckskin, IN
Buckskin wildfire risk explained
USFS's Wildfire Risk to Communities model puts Buckskin at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 185 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Buckskin at the 14th percentile, close to its 14th-percentile risk score.
Where Buckskin's buildings actually sit
185 buildings are counted in Buckskin, and 93.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 6.5% rated Minimal.
Buckskin against the rest of the country
Within Indiana, Buckskin ranks higher (65th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Buckskin ranks 27,255 for wildfire risk (1 is highest) and 25,413 by building count (1 is largest). Within Indiana alone, it ranks 339 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 14th national percentile, Buckskin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Buckskin (93.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Buckskin's figures come from
Buckskin's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Buckskin's dominant direct exposure actually means, with real examples from across the dataset.