Buckley, MI
Buckley, MI's wildfire risk, in USFS's own numbers
Buckley's 462 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Buckley's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Buckley's building exposure, zone by zone
USFS classifies 67.5% of Buckley's buildings as Direct exposure, higher than its 31.8% Indirect share and far above its 0.7% Minimal share — a profile where 312 structures sit close enough to vegetation that lot clearing matters most.
Where Buckley ranks
Buckley's 81st-percentile standing inside Michigan outpaces its 29th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Buckley ranks 22,343 for wildfire risk (1 is highest) and 18,030 by building count (1 is largest). Within Michigan alone, it ranks 140 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Buckley's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Buckley (67.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 462 counted buildings into the percentiles shown above for Buckley. For more on what direct exposure implies beyond Buckley, see the exposure-zones guide.