Buckingham, FL
Buckingham, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Buckingham lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,385 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Buckingham's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 90.5% of Buckingham's buildings as Direct exposure, higher than its 9.5% Indirect share and far above its 0% Minimal share — a profile where 3,062 structures sit close enough to vegetation that lot clearing matters most.
How Buckingham compares
Buckingham ranks lower within Florida (70th percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Buckingham ranks 4,188 for wildfire risk (1 is highest) and 4,934 by building count (1 is largest). Within Florida alone, it ranks 288 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Buckingham and the insurance market
At the 87th percentile nationally, Buckingham carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Buckingham (90.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Buckingham's 4,188-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Buckingham, see the exposure-zones guide.