Buck Creek, IN
Buck Creek wildfire risk explained
Buck Creek sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 130 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Buck Creek's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Buck Creek's building exposure, zone by zone
Buck Creek rates 72.3% Minimal exposure against just 27.7% Direct and 0% Indirect — of 130 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Buck Creek ranks
Within Indiana, Buck Creek ranks higher (35th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Buck Creek ranks 29,971 for wildfire risk (1 is highest) and 27,708 by building count (1 is largest). Within Indiana alone, it ranks 627 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Buck Creek and the insurance market
Buck Creek's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 72.3% of buildings rated Minimal exposure, Buck Creek gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Buck Creek's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Buck Creek, see the exposure-zones guide.