Buchanan Lake Village, TX
Buchanan Lake Village, TX's wildfire risk, in USFS's own numbers
Buchanan Lake Village's 1,121 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Buchanan Lake Village at the 78th percentile, close to its 79th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Buchanan Lake Village (56.7% of 1,121 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 37.9% sit in the Direct zone.
How Buchanan Lake Village compares
Buchanan Lake Village's 79th national percentile looks worse in isolation than its 59th ranking inside Texas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Buchanan Lake Village ranks 6,694 for wildfire risk (1 is highest) and 11,149 by building count (1 is largest). Within Texas alone, it ranks 746 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Buchanan Lake Village's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Buchanan Lake Village (56.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Buchanan Lake Village's figures come from
The methodology guide shows exactly how USFS turned 1,121 counted buildings into the percentiles shown above for Buchanan Lake Village. The exposure-zones guide covers what Buchanan Lake Village's dominant indirect exposure actually means, with real examples from across the dataset.