Buccaneer Bay, NE
Buccaneer Bay, NE's wildfire risk, in USFS's own numbers
Buccaneer Bay sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 532 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Buccaneer Bay at the 69th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Buccaneer Bay's building exposure, zone by zone
Of Buccaneer Bay's 532 counted buildings, 85.9% carry Direct exposure and only 7.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Buccaneer Bay compares
Buccaneer Bay's risk sits at a similar level relative to Nebraska (68th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Buccaneer Bay ranks 9,551 for wildfire risk (1 is highest) and 16,835 by building count (1 is largest). Within Nebraska alone, it ranks 186 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Buccaneer Bay and the insurance market
At the 70th percentile nationally, Buccaneer Bay carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Buccaneer Bay's 85.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Buccaneer Bay's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Buccaneer Bay, see the exposure-zones guide.