WildfireRiskFinder

Bryan, TX

Bryan, TX's wildfire risk, in USFS's own numbers

High
69thpercentile nationally

Out of every US place USFS scores, Bryan lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 29,233 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Bryan at the 70th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.

What "at risk" means for the buildings here

29,233Total buildings
15.5%Direct exposure
36.5%Indirect exposure
48%Minimal exposure

48% of Bryan's 29,233 buildings sit in USFS's Minimal exposure zone, with only 15.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 29,233 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.

Bryan against the rest of the country

Bryan's 69th national percentile looks worse in isolation than its 28th ranking inside Texas does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Bryan ranks 9,909 for wildfire risk (1 is highest) and 400 by building count (1 is largest). Within Texas alone, it ranks 1,297 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Bryan and the insurance market

Bryan's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

Lowering exposure, not just insuring around it

Even with 48% of Bryan outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.

Where Bryan's figures come from

Bryan's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bryan's dominant minimal exposure actually means, with real examples from across the dataset.