Brushy Creek, TX
Brushy Creek, TX's wildfire risk, in USFS's own numbers
USFS scores Brushy Creek at the 62nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 7,361 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Brushy Creek's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
Brushy Creek rates 62.8% Minimal exposure against just 17.1% Direct and 20.2% Indirect — of 7,361 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,361 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Brushy Creek ranks
Brushy Creek's 62nd national percentile looks worse in isolation than its 17th ranking inside Texas does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Brushy Creek ranks 12,013 for wildfire risk (1 is highest) and 2,319 by building count (1 is largest). Within Texas alone, it ranks 1,494 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Brushy Creek
At the 62nd percentile nationally, Brushy Creek carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Brushy Creek's 62.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Brushy Creek's figures come from
Every one of the two percentiles behind Brushy Creek's 12,013-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Brushy Creek's dominant minimal exposure actually means, with real examples from across the dataset.