Brunswick, NE
How exposed is Brunswick to wildfire?
USFS scores Brunswick at the 42nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 196 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brunswick at the 33rd national percentile — 9 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
84.2% of Brunswick's 196 buildings sit in USFS's Minimal exposure zone, with only 15.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Brunswick against the rest of the country
Inside Nebraska, Brunswick sits at just the 27th percentile even though it scores 42nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Brunswick ranks 18,188 for wildfire risk (1 is highest) and 25,004 by building count (1 is largest). Within Nebraska alone, it ranks 427 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Brunswick's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 84.2% of Brunswick outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Brunswick's figures come from
Every one of the two percentiles behind Brunswick's 18,188-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Brunswick's dominant minimal exposure actually means, with real examples from across the dataset.