Bruni, TX
Bruni, TX's wildfire risk, in USFS's own numbers
USFS scores Bruni at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 273 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bruni at the 77th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bruni's building exposure, zone by zone
Indirect exposure is dominant in Bruni (61.9% of 273 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.1% sit in the Direct zone.
Where Bruni ranks
Bruni ranks lower within Texas (64th percentile statewide) than its 81st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bruni ranks 5,971 for wildfire risk (1 is highest) and 22,430 by building count (1 is largest). Within Texas alone, it ranks 644 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Bruni's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Bruni's 61.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bruni's 5,971-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Bruni, see the exposure-zones guide.