Bruceville, IN
Bruceville wildfire risk explained
Bruceville sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 335 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bruceville at the 8th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bruceville's building exposure, zone by zone
Most of Bruceville's buildings (56.7% of 335) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Bruceville compares
Compare Bruceville's two percentiles: 50th within Indiana, only 8th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bruceville ranks 28,928 for wildfire risk (1 is highest) and 20,695 by building count (1 is largest). Within Indiana alone, it ranks 484 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Bruceville and the insurance market
Bruceville's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 56.7% of buildings rated Minimal exposure, Bruceville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bruceville's figures come from
Every one of the two percentiles behind Bruceville's 28,928-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bruceville's dominant minimal exposure actually means, with real examples from across the dataset.