Bruce, WI
Bruce wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bruce at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 575 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bruce at the 10th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bruce's building exposure, zone by zone
USFS puts 62.3% of Bruce's 575 buildings in the Indirect exposure zone, versus 37.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Bruce against the rest of the country
Bruce scores 11th nationally and 7th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bruce ranks 28,162 for wildfire risk (1 is highest) and 16,176 by building count (1 is largest). Within Wisconsin alone, it ranks 749 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Bruce
Bruce's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 62.3% of Bruce's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Bruce's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bruce, see the exposure-zones guide.