Bruce Crossing, MI
How exposed is Bruce Crossing to wildfire?
Out of every US place USFS scores, Bruce Crossing lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 275 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bruce Crossing at the 74th percentile, close to its 72nd-percentile risk score.
Where Bruce Crossing's buildings actually sit
Direct exposure dominates in Bruce Crossing: 78.9% of its 275 buildings, versus 21.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bruce Crossing ranks
Within Michigan, Bruce Crossing ranks higher (99th percentile) than it does nationally (72nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bruce Crossing ranks 8,978 for wildfire risk (1 is highest) and 22,356 by building count (1 is largest). Within Michigan alone, it ranks 7 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Bruce Crossing and the insurance market
At the 72nd percentile nationally, Bruce Crossing carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Bruce Crossing's 78.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bruce Crossing's figures come from
Every one of the two percentiles behind Bruce Crossing's 8,978-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bruce Crossing's dominant direct exposure actually means, with real examples from across the dataset.