Brownville, NJ
Brownville, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Brownville at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 639 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Brownville's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Where Brownville's buildings actually sit
639 buildings are counted in Brownville, and 51.2% of them are Indirect exposure — ember-driven risk rather than the 46.5% in Direct exposure or the 2.4% rated Minimal.
Brownville against the rest of the country
There's little gap between Brownville's 61st national percentile and its 70th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Brownville ranks 12,454 for wildfire risk (1 is highest) and 15,342 by building count (1 is largest). Within New Jersey alone, it ranks 213 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Brownville's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Brownville's 51.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Brownville's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Brownville, see the exposure-zones guide.