Brownsville, MN
Brownsville, MN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Brownsville at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 412 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Brownsville's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Brownsville (51.7% of 412 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 44.9% sit in the Direct zone.
How Brownsville compares
Brownsville scores 37th nationally and 50th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Brownsville ranks 19,728 for wildfire risk (1 is highest) and 18,987 by building count (1 is largest). Within Minnesota alone, it ranks 457 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Brownsville's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Brownsville
With ember exposure the dominant pattern in Brownsville (51.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Brownsville's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Brownsville, see the exposure-zones guide.