Brownsville, KY
Brownsville, KY's wildfire risk, in USFS's own numbers
Brownsville's 563 buildings earn a 34th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Brownsville's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Where Brownsville's buildings actually sit
Direct exposure dominates in Brownsville: 69.1% of its 563 buildings, versus 30.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Brownsville against the rest of the country
Within Kentucky, Brownsville ranks higher (62nd percentile) than it does nationally (34th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Brownsville ranks 20,953 for wildfire risk (1 is highest) and 16,357 by building count (1 is largest). Within Kentucky alone, it ranks 210 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Brownsville's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Brownsville (69.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Brownsville's figures come from
Every one of the two percentiles behind Brownsville's 20,953-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Brownsville's dominant direct exposure actually means, with real examples from across the dataset.