Brownsburg, IN
Brownsburg wildfire risk explained
USFS's Wildfire Risk to Communities model puts Brownsburg at the 10th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 10,422 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brownsburg at the 11th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
88.6% of Brownsburg's 10,422 buildings sit in USFS's Minimal exposure zone, with only 11.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 10,422 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Brownsburg compares
Compare Brownsburg's two percentiles: 57th within Indiana, only 10th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Brownsburg ranks 28,264 for wildfire risk (1 is highest) and 1,525 by building count (1 is largest). Within Indiana alone, it ranks 415 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Brownsburg's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 88.6% of buildings rated Minimal exposure, Brownsburg gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Brownsburg's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Brownsburg, see the exposure-zones guide.