Brownsboro, TX
How exposed is Brownsboro to wildfire?
USFS's Wildfire Risk to Communities model puts Brownsboro at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 594 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brownsboro at the 77th percentile, close to its 76th-percentile risk score.
Where Brownsboro's buildings actually sit
594 buildings are counted in Brownsboro, and 62.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Brownsboro compares
Brownsboro ranks lower within Texas (48th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Brownsboro ranks 7,700 for wildfire risk (1 is highest) and 15,920 by building count (1 is largest). Within Texas alone, it ranks 932 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Brownsboro and the insurance market
Brownsboro's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Brownsboro's 62.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Brownsboro's figures come from
The methodology guide shows exactly how USFS turned 594 counted buildings into the percentiles shown above for Brownsboro. The exposure-zones guide covers what Brownsboro's dominant direct exposure actually means, with real examples from across the dataset.