Brownsboro Farm, KY
Brownsboro Farm, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Brownsboro Farm at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 251 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brownsboro Farm at the 13th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Brownsboro Farm's buildings actually sit
251 buildings are counted in Brownsboro Farm, and 55.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 27.5% rated Minimal.
How Brownsboro Farm compares
There's little gap between Brownsboro Farm's 12th national percentile and its 16th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Brownsboro Farm ranks 27,829 for wildfire risk (1 is highest) and 23,105 by building count (1 is largest). Within Kentucky alone, it ranks 462 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Brownsboro Farm and the insurance market
Brownsboro Farm's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Brownsboro Farm (55.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Brownsboro Farm's figures come from
Brownsboro Farm's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Brownsboro Farm's dominant direct exposure actually means, with real examples from across the dataset.