Browns Point, WA
How exposed is Browns Point to wildfire?
USFS's Wildfire Risk to Communities model puts Browns Point at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 710 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Browns Point's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
97% of Browns Point's 710 buildings sit in USFS's Minimal exposure zone, with only 3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Browns Point compares
Browns Point scores 13th nationally and 16th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Browns Point ranks 27,468 for wildfire risk (1 is highest) and 14,567 by building count (1 is largest). Within Washington alone, it ranks 530 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Browns Point's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Browns Point's 97% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 710 counted buildings into the percentiles shown above for Browns Point. For more on what minimal exposure implies beyond Browns Point, see the exposure-zones guide.