Browning, MO
Browning wildfire risk explained
Out of every US place USFS scores, Browning lands at the 65th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 241 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Browning at the 66th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Browning's building exposure, zone by zone
56.4% of Browning's 241 buildings sit in USFS's Minimal exposure zone, with only 27% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Browning against the rest of the country
Browning's risk sits at a similar level relative to Missouri (68th percentile statewide) as it does nationally (65th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Browning ranks 11,189 for wildfire risk (1 is highest) and 23,434 by building count (1 is largest). Within Missouri alone, it ranks 342 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 65th percentile nationally, Browning carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Browning
Even with 56.4% of Browning outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Browning's figures come from
Browning's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Browning's dominant minimal exposure actually means, with real examples from across the dataset.