Broughton, IL
Broughton, IL's wildfire risk, in USFS's own numbers
USFS scores Broughton at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 167 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Broughton at the 11th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
167 buildings are counted in Broughton, and 69.5% of them are Indirect exposure — ember-driven risk rather than the 29.9% in Direct exposure or the 0.6% rated Minimal.
Broughton against the rest of the country
Compare Broughton's two percentiles: 44th within Illinois, only 10th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Broughton ranks 28,229 for wildfire risk (1 is highest) and 26,126 by building count (1 is largest). Within Illinois alone, it ranks 807 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Broughton's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Broughton's 69.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 167 counted buildings into the percentiles shown above for Broughton. For more on what indirect exposure implies beyond Broughton, see the exposure-zones guide.