Broseley, MO
How exposed is Broseley to wildfire?
Broseley sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 139 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Broseley at the 7th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
62.6% of Broseley's 139 buildings sit in USFS's Direct exposure zone, roughly 87 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 37.4% are Minimal.
Where Broseley ranks
There's little gap between Broseley's 6th national percentile and its 5th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Broseley ranks 29,570 for wildfire risk (1 is highest) and 27,333 by building count (1 is largest). Within Missouri alone, it ranks 1,013 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Broseley's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 62.6% of Broseley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Broseley's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Broseley, see the exposure-zones guide.