Broomtown, AL
How exposed is Broomtown to wildfire?
Broomtown's 163 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Broomtown at the 88th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Broomtown's buildings actually sit
163 buildings are counted in Broomtown, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Broomtown against the rest of the country
There's little gap between Broomtown's 85th national percentile and its 88th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Broomtown ranks 4,714 for wildfire risk (1 is highest) and 26,272 by building count (1 is largest). Within Alabama alone, it ranks 74 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Broomtown's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 100% of Broomtown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Broomtown's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Broomtown, see the exposure-zones guide.