Brooksville, FL
How exposed is Brooksville to wildfire?
Brooksville's 3,982 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Brooksville's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Brooksville's building exposure, zone by zone
Indirect exposure is dominant in Brooksville (50.9% of 3,982 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 46.1% sit in the Direct zone.
How Brooksville compares
Brooksville scores 89th nationally and 79th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Brooksville ranks 3,462 for wildfire risk (1 is highest) and 4,267 by building count (1 is largest). Within Florida alone, it ranks 205 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Brooksville's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 50.9% of Brooksville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Brooksville's figures come from
The methodology guide shows exactly how USFS turned 3,982 counted buildings into the percentiles shown above for Brooksville. The exposure-zones guide covers what Brooksville's dominant indirect exposure actually means, with real examples from across the dataset.