Brookston, IN
How exposed is Brookston to wildfire?
USFS scores Brookston at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,037 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brookston at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Brookston rates 86.6% Minimal exposure against just 13.4% Direct and 0% Indirect — of 1,037 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Brookston against the rest of the country
Brookston's 20th-percentile standing inside Indiana outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Brookston ranks 30,631 for wildfire risk (1 is highest) and 11,681 by building count (1 is largest). Within Indiana alone, it ranks 772 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Brookston and the insurance market
Brookston's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Brookston
With 86.6% of buildings rated Minimal exposure, Brookston gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Brookston's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Brookston, see the exposure-zones guide.