Brooks, MN
Brooks, MN's wildfire risk, in USFS's own numbers
Brooks's 173 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brooks at the 41st percentile, close to its 43rd-percentile risk score.
Where Brooks's buildings actually sit
Brooks rates 48% Minimal exposure against just 37% Direct and 15% Indirect — of 173 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Brooks ranks
Compare Brooks's two percentiles: 59th within Minnesota, only 43rd nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Brooks ranks 18,116 for wildfire risk (1 is highest) and 25,898 by building count (1 is largest). Within Minnesota alone, it ranks 375 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Brooks's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 48% of buildings rated Minimal exposure, Brooks gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Brooks's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Brooks, see the exposure-zones guide.