Brooks, GA
Brooks wildfire risk explained
USFS's Wildfire Risk to Communities model puts Brooks at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 374 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Brooks's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
What "at risk" means for the buildings here
95.2% of Brooks's 374 buildings sit in USFS's Direct exposure zone, roughly 356 structures close enough to burnable vegetation for flame contact, not just embers — 4.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Brooks against the rest of the country
There's little gap between Brooks's 69th national percentile and its 63rd percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Brooks ranks 9,668 for wildfire risk (1 is highest) and 19,776 by building count (1 is largest). Within Georgia alone, it ranks 250 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Brooks and the insurance market
At the 69th percentile nationally, Brooks carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Brooks's 95.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Brooks's figures come from
Brooks's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Brooks's dominant direct exposure actually means, with real examples from across the dataset.