Brookfield, NJ
How exposed is Brookfield to wildfire?
USFS scores Brookfield at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 347 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Brookfield at the 31st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Brookfield's buildings actually sit
347 buildings are counted in Brookfield, and 89.6% of them are Indirect exposure — ember-driven risk rather than the 10.4% in Direct exposure or the 0% rated Minimal.
How Brookfield compares
There's little gap between Brookfield's 32nd national percentile and its 28th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Brookfield ranks 21,589 for wildfire risk (1 is highest) and 20,403 by building count (1 is largest). Within New Jersey alone, it ranks 504 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Brookfield and the insurance market
Brookfield's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Brookfield (89.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 347 counted buildings into the percentiles shown above for Brookfield. For more on what indirect exposure implies beyond Brookfield, see the exposure-zones guide.