Bronte, TX
How exposed is Bronte to wildfire?
USFS's Wildfire Risk to Communities model puts Bronte at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 794 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bronte's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Bronte's building exposure, zone by zone
Indirect exposure is dominant in Bronte (63% of 794 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 37% sit in the Direct zone.
Bronte against the rest of the country
Bronte's risk sits at a similar level relative to Texas (73rd percentile statewide) as it does nationally (85th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bronte ranks 4,864 for wildfire risk (1 is highest) and 13,696 by building count (1 is largest). Within Texas alone, it ranks 494 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Bronte's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Bronte (63% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 794 counted buildings into the percentiles shown above for Bronte. For more on what indirect exposure implies beyond Bronte, see the exposure-zones guide.