Bromley, KY
How exposed is Bromley to wildfire?
USFS scores Bromley at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 433 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bromley at the 11th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
433 buildings are counted in Bromley, and 76.9% of them are Indirect exposure — ember-driven risk rather than the 23.1% in Direct exposure or the 0% rated Minimal.
Where Bromley ranks
Bromley's risk sits at a similar level relative to Kentucky (6th percentile statewide) as it does nationally (10th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bromley ranks 28,393 for wildfire risk (1 is highest) and 18,582 by building count (1 is largest). Within Kentucky alone, it ranks 519 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Bromley's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 76.9% of Bromley's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bromley's figures come from
Bromley's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bromley's dominant indirect exposure actually means, with real examples from across the dataset.