Broeck Pointe, KY
Broeck Pointe wildfire risk explained
USFS scores Broeck Pointe at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 100 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Broeck Pointe at the 11th percentile, close to its 10th-percentile risk score.
Broeck Pointe's building exposure, zone by zone
Broeck Pointe rates 55% Minimal exposure against just 45% Direct and 0% Indirect — of 100 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Broeck Pointe compares
Broeck Pointe scores 10th nationally and 5th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Broeck Pointe ranks 28,427 for wildfire risk (1 is highest) and 29,031 by building count (1 is largest). Within Kentucky alone, it ranks 520 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Broeck Pointe
Broeck Pointe's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Broeck Pointe's 55% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Broeck Pointe's figures come from
Every one of the two percentiles behind Broeck Pointe's 28,427-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Broeck Pointe's dominant minimal exposure actually means, with real examples from across the dataset.