Brodhead, KY
Brodhead, KY's wildfire risk, in USFS's own numbers
USFS scores Brodhead at the 60th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 752 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Brodhead at the 63rd percentile, close to its 60th-percentile risk score.
Where Brodhead's buildings actually sit
Of Brodhead's 752 counted buildings, 54.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Brodhead against the rest of the country
Compare Brodhead's two percentiles: 82nd within Kentucky, only 60th nationally — a gap of 22 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Brodhead ranks 12,507 for wildfire risk (1 is highest) and 14,101 by building count (1 is largest). Within Kentucky alone, it ranks 100 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Brodhead and the insurance market
At the 60th percentile nationally, Brodhead carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Brodhead (54.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Brodhead's figures come from
Brodhead's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Brodhead's dominant direct exposure actually means, with real examples from across the dataset.