Broadway, NJ
How exposed is Broadway to wildfire?
Broadway's 167 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Broadway at the 34th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Broadway (51.5% of 167 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 48.5% sit in the Direct zone.
Broadway against the rest of the country
There's little gap between Broadway's 35th national percentile and its 34th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Broadway ranks 20,612 for wildfire risk (1 is highest) and 26,141 by building count (1 is largest). Within New Jersey alone, it ranks 463 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Broadway's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 51.5% of Broadway's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Broadway's figures come from
Every one of the two percentiles behind Broadway's 20,612-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Broadway's dominant indirect exposure actually means, with real examples from across the dataset.